Short Sale Information

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Short Sale Information

What About Short Sales?

Don't walk away from your home;
we may have a solution for you!

What is a Short Sale?
A short sale is a term used to describe a process in
which a lender agrees to accept a lower payoff
amount on a loan than what is owed.

What if the home's market value has dropped?
Comparable home sales must substantiate that the
home is worth less than the unpaid balance due the
lender. This unpaid balance may include a
prepayment penalty.

What if the mortgage is in or near default status?
It used to be that lenders would not consider a short
sale if the payments were current. That is not always
the case. Realizing that other factors contribute to
a potential default, many lenders are eager to head
off future problems before they start.

What if the seller has fallen on hard times?
The seller must submit a letter of hardship that
explains why the seller can not pay the difference
due upon sale, including why the seller has or will
stop making the monthly payments.

Contact us today for a free,
confidential consultation to discuss your situation
and to see how we may be able to assist you.

636-441-8700 or info@newoptionsrealty.com

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Assist-2-Sell "We'll sell your home for as low as $2995!*"

(*Full Service Fees vary for homes over $200,000 and for Short Sale Transactions, call for details.)
"Full Service with $avings!"^®

KEEP MORE OF YOUR HOME'S EQUITY!

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Commissions are not set by law. All commissions are negotiable.
Any comparisons to a percentage commission, such as 6%, are for illustration and comparison purposes only.

If your home is listed with a REALTOR this is not intended as a solicitation of your listing. Agents are Licensed in the State of Missouri

* National Savings based on statistics since Jan 1 2000 for all Assist-2-Sell offices in North America compared to paying 6% commission. 6% used for comparison purposes only. Commissions may be negotiable and are not fixed by law.

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